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Municipal Court Explores Accepting Plastic Payments

Council authorized the borough manager and chief financial officer to investigate the possibility of accepting credit cards for court-issued fines.

 

As a potential means of boosting its fee collection rate, the borough is looking into accepting credit card payments for municipal court-issued violations. It currently accepts only cash or check payments.

"In this day and age, rather than having a judge have to say, 'We’ll put you on a pay plan and an honor system,' saying that you can go right outside and charge the whole thing on your credit card and deal with your credit card company is absolutely the way to go," Deputy Mayor Ed Trawinski said. "I have no hesitancy about this at all."

Court administrator Claire Cabibbo said other municipalities that had started accepting credit cards reported increased collection rates and that she saw no downside to making the move to plastic.

In the past, the borough has been hesitant to accept credit card payments for a number of reasons, municipal clerk Joanne Kwasniewski said.

Namely, it did not want to pay the credit card processing fee.

Although Cabibbo said she knew of banks that would agree to waive the processing fee, Kwasniewski said that in return they often reduce the rate at which accounts accrue interest and pass the processing fee onto the customer, who is loathe to pay it on top of a municipal fine.

"But things may have changed," Kwasniewski added. "It's been a couple of years since we've talked about this."

Trawinski said the borough would hardly notice a reduction in its account's interest rate.

"We’re getting such an infinitesimal rate," he said, "that the collection rate in the court, if it improved 5 percent as a result of this, would more than offset what we’re getting in the interest."

Going forward, council members agreed that the manager and chief financial officer should try to negotiate a deal with the bank to waive credit card processing fees and then report back to council.

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Related Topics: fair lawn accepts credit cards, fair lawn court payment, fair lawn court schedule, fair lawn fee payment, and fair lawn municipal court

Tommy P

7:49 am on Friday, May 4, 2012

Does anyone actually prepare for borough meetings? Do we need an act of the council to explorer such basic things as standard credit card rates?

Another obvious question, how qualified and competent can a CFO be who didn't think of using ACH? The fee is less than the cost of postage to send a notice...

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Chris Antonelli

10:11 am on Friday, May 4, 2012

Not too familiar with Municipal government, are you?

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Tommy P

11:15 am on Friday, May 4, 2012

I know the answers to the questions I asked. Just highlighting the absurdity and the lack of "real world" private sector common knowledge.

Stuart Pace

1:18 pm on Friday, May 4, 2012

wow, it's like 1993! Pretty soon we can get the interwebs....

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Tommy P

7:38 pm on Friday, May 4, 2012

complete with hypertext?

Heatmizer

10:50 am on Sunday, May 6, 2012

Year 2012 and we are still thinking about if we should take credit cards? Even hookers take plastic these days, wake up Fair Lawn, hello?

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