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Rapidly Growing Group of Unhappy Taxpayers Eyes Reform

A group of Fair Lawn residents is hoping to make a push for elected officials to rethink the way they fund government and public education.

 

What began last week as a tax conversation among friends during a post-op surgery visit has, just days later, transformed into a local movement with an action plan, goals and a Facebook group that already boasts more than 220 members. 

This week alone, the "Unhappy Taxpayers of Fair Lawn NJ," have met face-to-face with the mayor, borough manager and tax assessor; packed a council work session to pepper elected officials with questions; and pored through swaths of tax and budgetary data publicly available online.

The group is holding a meeting Thursday night to discuss its next course of action: engaging the Board of Education and crafting a petition to the state asking it to audit the board.

"Our goal is to make the Council and Board Of Education accept the new reality – the weak economy is here to stay for years," group leader Sergey Karpov wrote in an email. "They cannot sustain budgets by raising taxes on financially struggling population and businesses. There is no growth to offset negative effects from taxes. They must find a way to bring down cost by all possible means." 

Other than engaging the board and petitioning the state, Karpov said the group also plans to stump for any cost-conscious school board candidates running in the upcoming November election and work with the council on a borough survey being mailed out to residents. 

He said he fears that if Fair Lawn doesn't shed its new reputation of being "the most taxed town around," it risks undermining the the borough's economy and business community.

"Such fame alone will bring down property values and chase out businesses," he said. "During weak economy, [they] increase tax rate to support inflated budgets. During strong economy [they] inflate budgets to justify bigger tax revenue from raising properties. [They] are successive Fair Lawn administrations and Boards of Education who saw our taxes go up at least 100% over the last 10 years."

Karpov, like many of the group's founding core, is a member of Fair Lawn's burgeoning Russian community who are now learning the intricacies of American municipal government on the fly. He came to America with his wife, Kate, 16 years ago and settled in Fair Lawn a dozen years ago. 

Borough manager Tom Metzler, who met with the group on Monday, said he understood the group's frustrations and appreciated its concerns.

“Any time residents engage with their government and their elected officials, I think that’s a good thing," he said. "When people can sit down and are willing to really understand the process. That’s a good thing.”

Metzler said he thought members of the group asked great questions that allowed him and other borough officials who attended the gathering to explain certain initiatives that the borough had already undertaken to reduce costs. 

"It gave us an opportunity to make them aware of some of the things that they were not aware of," he said. "That doesn’t mean we all held hands and sang Kumbayah when we got done. They still have issues, but I think they realize that some of that frustration has to be vented to other agencies. We collect taxes for the board of education, we collect taxes for the county, it all gets added up together in that tax bill that you get.”

The group's plan to engage the board of education begins in earnest next Thursday when its members plan to attend the board's July 19 public meeting and speak with superintendent Bruce Watson.

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Related Topics: fair lawn board of education, fair lawn facebook group, fair lawn municipal taxes, fair lawn school taxes, fair lawn tax reform, fair lawn taxes, and unhappy taxpayers of fair lawn

truthseeker

12:22 pm on Thursday, July 12, 2012

Mr Karpov, you will soon find that the Borough will meet with you in many venues, however it is much like teaching a pig to play the piano. Ultimately it annoys the pig and wastes your time

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maria

12:28 pm on Friday, July 13, 2012

Do you suggest to sit and do nothing at all? Join our group and become the change you want to see!!

http://www.facebook.com/groups/335719726513710/

Have the T-shirt

1:01 pm on Thursday, July 12, 2012

Yes, but as with slaughtering pigs for meat so as not to starve it's a dirty job someone has to do.

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*

1:13 pm on Thursday, July 12, 2012

The Duchess has had many meetings.
What has ever resulted?

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Elaine

2:26 pm on Thursday, July 12, 2012

Mr MJM,
Why don't you enlighten everyone on the subject of Duchess instead of posting it in the language 'for-the-knowing-only' ? Fair Lawn has enough history of politics to evoke many Duchesses, counts and czars comparisons....

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SK

2:59 pm on Thursday, July 12, 2012

Sergey Karpov,

Borough administration will consult with community. They are going to send out survey some time in August to find what kind services we are willing to cut to see out taxes go down.

BTW. Town council and Mr. Tom Metzler is responsible for 27% of our taxes, 62% goes to Board of Education and Mr. Bruce Watson.

You better attend at least one council meeting to enjoy democracy in action :). If you don't engage them somebody with activist agenda will, Yes. 100+% tax growth over 10 years is clear sign of mismanagement and corruption, But it is also sign that nobody really care. Today they may like to cut taxes but they also must honor old contracts, 5 years ago nobody even tried to stop them from entering these contracts.
We may took part in last vote for town council. Has anybody ever attended Board of Education vote? 3 members of Board of education are for vote in Nov. Do we even know their names? Are you willing to take time to find their names, set up the meeting and find out if some of them ready to cut administrate cost?

-SK

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Sally J

4:26 pm on Thursday, July 12, 2012

SK,

Did you know that the survey they are sending out is going to cost over $7000? That seems that a total waste of money in a time when money is tight.

Also, I would like to point out that the Democrats on the council didn't vote for this budget. They tried to give suggestions on how to cut the 4% increase the Republicans are proposing but they were ignored.

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SK

4:41 pm on Thursday, July 12, 2012

Between us Dems & Reps everything cost money. I have no problem spending $7K to conduct accurate survey before making painful decisions about $43M budget. But I didn't like idea of Ms. Swan to put the same question on town hall meeting that impales limited representation and making complex issue hostage of small crowd.

BTW.
There was a guy from FL, who offered his help with delivering survey. That may be reduce cost.

-SK

Tommy P

5:04 pm on Thursday, July 12, 2012

We are making an impact and growing. Fiscal sanity will come to Fair Lawn before bankruptcy. ;)

The people of Fair Lawn are waking up to the fact that these two bit politicians have been bribing us with our own money. If they don't wake up and change, we will change them.

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David Fidler

5:36 pm on Thursday, July 12, 2012

Yes, an unelected 0.6% of our population should really steer the ship.. Such hogwash- start calling us the highest tax town around (highly inaccurate), find a small media outlet that prints all and we have an official tempest in a teapot.

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Stuart Pace

5:43 pm on Thursday, July 12, 2012

If these folks can get 4000 people to vote, they may have something.

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David Fidler

5:51 pm on Thursday, July 12, 2012

@Stuart- sure, but what are they for? To get that number of votes it can't be, 'get rid of everything and gut our excellent school system', it has to be this is how we can cut fixed and other costs and maintain our school's high level of achievement

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Tommy P

6:37 pm on Thursday, July 12, 2012

I'd vote for Stuart again, I would have donated to him too if I knew he was a serious candidate. Too bad he didn't go door to door introducing himself to people he doesn't know. I am convinced that's how Kurt got elected.

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SK

9:11 am on Friday, July 13, 2012

You can provide your numbers: Here what we got: Paramus 1.66, Saddle Brook 2.14, Glen rock 2.54, Elmwood Park 2.5, Ridgewood 1.95. FYI. FL now is 3.00%. So yep, FL is the most taxed town around. In general politics steer by activist, because regular folk like you just too lazy. I also don't like spending my time surfing blogs and attending boring meetings.

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Chris Antonelli

1:08 pm on Friday, July 13, 2012

Sergey,

Those tax rates mean nothing without assessment values. Ridgewood is 1.95, but the homes are assessed at a higher value.

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David Fidler

11:13 am on Monday, July 16, 2012

Wow, SK- insulting people for no reason? Very classy... I guess you're just too lazy to be respectful in responding...

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FL Taxpayer

12:11 pm on Monday, July 16, 2012

David, how many people in your family work for the Boro or Board of Ed?

Ally Shuster Shea

10:30 pm on Thursday, July 12, 2012

What is this group complaining about? The Republicans have pledged to lower taxes, so these peope should just sit back and wait for Mayor Barrata to lower taxes. They said they were going to cut cut cut, so these people should stop complaining. Also the Deputy Mayor and the Deputy Deputy Mayor as well as the Boro Admin, who just go a big raise, are going to lower taxes.

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maria

12:35 pm on Friday, July 13, 2012

Dream ON!!!!! my taxes are 20% more now! next year it will be YOU! If I were you I would wait. Have you EVER seen them returning you YOUR money back? Yes? that would make you the one and only! congratulations!

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Chris Antonelli

1:24 pm on Friday, July 13, 2012

Maria,

Most of the residents complaining about their taxes going up live in 2500+ sq ft houses that were built in the last 8 years. These houses are almost double the size of mine and are 50+ years newer and I'm paying close to 9K. So, for anyone living in a 3500 sq ft house that cost them 900K back in 05 or 06, and paying close to 20K per year in taxes, I really can't feel bad for you. This new assessment levels the playing field between old, new and commercial.

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Chris Antonelli

1:39 pm on Friday, July 13, 2012

I may also add, since your group is fairly new to the political scene, a lot of these houses were put up as "additions". Basically knock 3 walls down, put up 3 new ones, have the house inspected, knock down the last wall and put up a new one. The town was overloaded and inspectors weren't even looking at footprint or height. The house near mine is over the allowed height. So are the ones on Garrison, Heywood and all the surrounding streets behind me. I stayed on top of the meetings for the one near mine to make sure it stayed within what it was supposed to be. If you compare the plans submitted to the zoning board to what was actually built, they would be very different.

When Baratta and Trawinski early on moved to have the McMansions stopped, REALTORS acting as surrogates for builders came to the Council meetings and complained. Imagine...... Realtors complained. Just them... That's all....

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Chris Antonelli

1:52 pm on Friday, July 13, 2012

One more Maria, because I think you have a noble cause.

Tax Map of Fair Lawn:

http://www.fairlawn.org/Forms/taxmaps/KEYMAP-Rev%202011.pdf

Fair Lawn Block numbers (find them on the tax map):

http://www.bergendispatch.com/Property/municipal.aspx?mun=0217

Stuart Pace

10:51 pm on Thursday, July 12, 2012

just checked out the Facebook page. Is anyone actually in Fair Lawn in this group????

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SK

9:27 am on Friday, July 13, 2012

@Stuart,
Do you really belief that somebody outside FL will waste time talking about FL schools and taxes? Even most people in FL don't care about BOE and taxes.

FL has good schools? They are just-above-average FL schools. If kids don't make to advance or accelerated classes they don't get even average schooling. I know most kids who got awards this year in my son's school. They have done some additional schooling. Is it great school system?

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Elaine

10:59 am on Friday, July 13, 2012

Yes, and you can google anyone these days, if you are really curious...:)

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maria

12:36 pm on Friday, July 13, 2012

YES!!!! We all live here, we are friends and neighbors! Join our group and become the change you want to see!!

http://www.facebook.com/groups/335719726513710/

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maria

3:39 pm on Friday, July 13, 2012

Every one here who does not mind the tax raise, forgets that if your property taxes went up( and if not today, next time) it will be VERY hard for you to sell your house when you will need to sell it. So good luck to all.

OXOXOXO

who are these people?

8:02 am on Friday, July 13, 2012

just checked out facebook page and as an active third generation fair lawn resident i have to say i dont recognize one person from this group. judging from the last names it appears to be a bunch of russian residents- wouldnt be suprised if this group was just the majotirty of the people who live in the apartments near the post office.
theres even more nonsense comments from people who dont know what they are talking about than the patch comment section. such as gems like this quote from a member: "Why are we concentrating on the schools? Cut the police department in half. "

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SK

10:23 am on Friday, July 13, 2012

Why would people from "majotirty of the people who live in the apartments near the post office" be concern about taxes? I can tell who we are: We bunch of people who moved here over last 12 yrs, with kids at FL school leaving in recently renovated houses and see our taxes went up 100% (my went up %175 over last 10yrs). Most of us spend extra on schooling our kids because FL school don't meet our expectations. There bunch of funny comments in my group like everywhere else on internet. They most important thing that people along the way learn how community works, so they will come in force for elections including BOE.

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Chris Antonelli

12:36 pm on Friday, July 13, 2012

Just in case you haven't noticed, we do have a large Russian population in Fair Lawn. And no, they are not confined to just an apartment complex. They are a part of our community. And they own houses too!!!!

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maria

12:39 pm on Friday, July 13, 2012

You can come to any of our meetings, and see we are real blood and flesh people, and not all of us are Russians. We are ALL from Fair Lawn. Join our group and become the change you want to see!!

http://www.facebook.com/groups/335719726513710/

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Jordan Hunter

6:30 pm on Friday, July 13, 2012

There are a number of long time resident who think they know all 32,000+ residents in town. Many of them feel because they were born here, or went to school here, they are entitled to more of an opinion some how. There are even some who have been here for generations who feel even more entitled. To quote one of our deputy mayors out of context, "that's pure poppycock".

Living here for a year, ten, all your life even if your family goes back to the civil war and David Acker is an ancestor, means nothing. We are all forced to pay taxes, we are entitled to question every bit of spending.

Stuart Pace

10:15 am on Friday, July 13, 2012

@sk-since most people don't use their real names in this forum, I couldn't tell you if people from Fair Lawn would waste time talking about it.

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SK

12:26 pm on Friday, July 13, 2012

Hello Stuart, -SK my initials. My full name is Sergey Karpov, It was stated in one of top post.

For last 10 years I commute to NYC every morning by bus and train. I recognize at least half of these people.
Pls. Concentrate on economy, not faces.

With flat economy tax increase depresses property values and chases businesses out. Next tax revenue will fall short from what was collected this year, Without reduction in spending we are going to have another tax increase. Don't you see that we are entering cycle here? There is no more housing bubble to push our properties up. We have to adjust spending or we will fall from financial cliff like ... lemmings.
Do research, with current mortgage rate 3% $1000 in taxes takes away about $20,000 in property values.

-SK

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maria

12:40 pm on Friday, July 13, 2012

I use my real name,
Maria Farber

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Stuart Pace

1:39 pm on Friday, July 13, 2012

Good luck Sergey. You got my support.

Elaine

10:31 am on Friday, July 13, 2012

@who are these people...Just because you don't know these people, does not mean they don't exist. We are leaving for work every morning, so we don't hang around town too much, and perhaps, up until now did not show up in any meetings. Fair Lawn is stagnant and what has been done to the taxes it an outrage!
You probably lived here all your life, but yes, the population of the town changes, and we pay just like you and are not asking for handouts. Thanks partially to our kids, our school still yields good results - just ask the teachers - because we are demanding parents.
We are mostly young and mid-age professionals, with smaller kids, all own houses in Fair Lawn. My own two kids are out of FL school system by now, and I am not enjoying paying very high taxes for a rather small house.
As for your snide comment about the people living next to post office - well, you need to be thankful that these are the people you see. You may not like them , you don't know them but they are just regular harmless retired old Russian people, for the most part very well educated, they are just old, and thanks to this country they can enjoy their golden years while their kids work hard and pay their taxes.
If you wait a few more years, and if nothing is done to the taxes, then people will start fleeing and you that crowd may change to something you may like even less.
Be kinder.... we are all neighbors....

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Stuart Pace

10:32 am on Friday, July 13, 2012

Sk-I wish you luck. Bout time a third group emerges that don't vote like lemmings.

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SK

2:05 pm on Friday, July 13, 2012

@Chris Antonelli,
Good points.

Business owners don't do into details why one town has taxes higher than another town, they just choose the lower tax and here Ridgewood wins 1.95% vs. FL 3.00%.

Most of us reduce spending when household revenue go down and no sign of relief on horizon, That exactly what we area asking for. But budgets always grow. Both 2013 town and BofE budgets are up compare to previous yr.

We have roughly flat population over 10yrs. I expand my house from 1200 sq.ft to 1800 sq.ft. so my property tax up 175%. But house across the street did nothing and his taxes up 100%. If prices of public services stay flat his share should actually go down, because I paying more. BTW inflation over 10yrs is about 22% not 100%. The reason successive administrations failed to control cost Dems & Reps alike.

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Deleted because of harassment

2:23 pm on Friday, July 13, 2012

Sorry, but as a resident or otherwise involved in the community since 1966, I have seen these groups come and go. When you have a blanket mission to "cut taxes", you are on a fool's errand, since you have no understanding of the reasons for those taxes, and the services they represent. For the size of the town and the tax base, Fair lawn has a good school system, like most of the state. Not "Outstanding" but not Arkansas standard. We live in a state with the second highest cost of living for EVERYTHING - not even close in terms of taxes, but for real estate, which drives the cost of everything else. Services funded by taxes is completely proportional to the expense of ownership of property and the scarcity of land - go ask an economist. Cutting taxes is not a solution because NJ is unique in the density of population as well. If you want to pay even what they pay somewhere in South Jersey, by all means, move there. But don't screw up the lives of the rest of us because you seem to think that you pay too much. You really don't. Yes, we complain. But with a population density almost like Calcutta - look it up - and at land costs, fuel costs and other costs that have driven industry out of the state, you are banging your heads against a wall. Yes, let's shut all the libraries, schools, community services and more - and tell me, while you will save some money, will this still be a place you want to live?

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Chris Antonelli

3:16 pm on Friday, July 13, 2012

Have to agree with Deleted here.You're not going to go and cut, then see your taxes go down by a couple of thousand. There are a lot of factors. The first 3 are: 1. Police union. 2. Teachers union. 3. Municipal workers union. Those are the three biggest costs to the Boro. When you start factoring in other salaries and costs, lights, heat, maintenance.... It all adds up. Even if you did cut the pool, what would it really save in terms of tax dollars on your part? Not even 100 bucks per year. Rec Center? Maybe 100. So, close the pool and the Rec Center and will all save maybe 15 bucks a month.

Want to really make a dent in your taxes? Revamp education. Partner up with other towns. There are services out there with lessons by professors that use teleconference and e-mail. Same way online colleges do it. Why should we pay for teachers that teach advanced courses when we could split one with 5 towns? And these are the kids that would require the least amount of help. Need to think outside the box on education. We may be second in the country, but we're not even top 10 in the world. Sad, because we're number 2 in the world in cost per student overall.

Boro: 40M per year (approx)
BOE: 100M per year (approx)

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maria

3:19 pm on Friday, July 13, 2012

We are attending all the board meetings exactly because we want to find out and learn how our government works. And not just take it laying down, they need money, here is my open pocket. You are ok with that-- I am not.

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maria

3:26 pm on Friday, July 13, 2012

The large new houses already paying more for everything, don't you think? So lets punish the "Success" why not. Lets take money from the "reach" (who actually earned i-- I believe most people with money work, invest and have earned every penny by not being lazy) and give it to everyone who sat around with no ambitions.

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Chris Antonelli

4:29 pm on Friday, July 13, 2012

Maria,

Now you sound like you using a Republican talking point to argue home values. That talking point works for income taxes and entitlement, not real estate values. You can't have real estate social justice in this. Your house is bigger and newer than mine. Why should I pay more or you pay less. Would you improve your house and not expect to sell it for more money?

Chris Antonelli

2:31 pm on Friday, July 13, 2012

Sergey,

How does Ridgewood win? That tax rate means nothing without an assessed value. Houses in Ridgewood are assessed at a far greater value than Fair Lawn. They pay higher taxes than we do overall. Fair Lawn is the 4th largest town in Bergen. We have a huge (8000) residential tax base. We have higher tax revenues because we have more ratables. The tax rate is only one part of the equation.

As for your taxes, if I were to assume you started off at 10K per year, at 175% you would now be paying 27,500 dollars per year in taxes. That's a 175% increase on 10,000 dollars. Are you sure you got a 175% increase? And your house is listed at 2200 sq ft. That would be from whatever plans were submitted at the time of the work. Be careful with what your group says and commits to. All of this info is public record. You don't want to overstate and exaggerate.

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SK

3:51 pm on Friday, July 13, 2012

@Antonelli
Here are accurate numbers. Except sq footage they fit the original picture.
My property listed at 2224 sq.ft and 2314 sq.ft depends on public record :). Sorry I was wrong about 1800 sq.ft thank you for improving my living conditions.

Today assessed value is 429900 and tax 12509.00
Assessed value on 2001 was 176900 and tax rate 2.5% area 1400 sq.ft tax was $4422.00.

Here is benchmark, similar house without improvements: 19-15 HALSTEAD TER: 1479. sq.ft and tax is $9460.18

Chris Antonelli

4:21 pm on Friday, July 13, 2012

And you're just waking up to this now? Let me update you: From 2001 to 2006, we had unbelievable tax increases under Ganz. One year we had an almost 23 point increase. Also, in the last 11 years, the cost of everything has gone up. To compare your taxes from 01 to 12 is like Apples and Oranges. Move forward to today, you have made major improvements to your dwelling. It is no longer a 50 year old house. You have updated and almost doubled the square footage. So, your 175% number is not telling the whole story. Nor did you say the increase was over an 11 year period including major updates and improvements. Please tell the whole story next time. And believe me, I'm with you on this. The costs of living here are crazy.

Also, please get the numbers right. One post your going from 1200 to 1800, then your going from 1400 to 2300. They will tear you apart in a discussion if you don't have everything pinned down correctly and factually.

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Jordan Hunter

6:48 pm on Friday, July 13, 2012

It doesn't matter if Sergey's numbers are a bit off. Most of us know taxes are much higher then the used to be. When compared to CPI, they are way up.

We know where the problem is, spending. Be it Metzler's 7% pay increase to $140,000+benefits or a clerk that makes over $140,000+benefits, Bruce Watson's salary was $200,000+benefits not including his bloated administration all add to the problem.

If a politician needs to play gotcha over a small amount, they need to be removed from office.

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Harry

10:50 am on Sunday, July 15, 2012

Everything except salaries went up in this last decade.

Allan E. Fineberg

1:55 pm on Saturday, July 14, 2012

Rapidly Growing Group of Unhappy Taxpayers Eyes Reform
Is this supposed to be a headline or a promotional piece? Perhaps a more neutral headline might read: Fair Lawn Group Considers Tax Revolt
When I studied journalism, objectivity was always stressed in the handling of news.
By the way, HBO's The Newsroom, written by Aaron Sorkin, is worth watching to see how real journalism works.

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Zak Koeske

3:48 pm on Saturday, July 14, 2012

@Allan - I can handle you attacking my integrity at every opportunity, but I'd be hard pressed to let a comment stating that HBO's The Newsroom exemplifies "how real journalism works," go unanswered.

From an actual journalist's perspective, the show comes across as utterly farcical, sanctimonious and in no way representative of how real journalists do their jobs. As such, the show's reviews have been pretty scathing, including ,"So naive it's cynical," from The New Yorker; "The Newsroom would be a lot better if the main characters preached less and went back to reporting," from the New York Times; and "All I can do is what any other educated citizen of this great nation would do: Change the channel," from a veteran television critic who sits on the Peabody Awards selection board, writing for the Huffington Post.

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Allan E. Fineberg

3:55 pm on Saturday, July 14, 2012

Zak, I was just commenting not on your integrity, but on the concept of objectivity in news reporting. I guess you and I differ on what constitutes journalistic style/objective writing. As far as The Newsroom, looks like we have different viewpoints on that as well. That's what makes the world go 'round....and what makes this the greatest country on earth.

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Ezra P.

3:57 pm on Saturday, July 14, 2012

When you compare FL to say Paramus - I cannot help but wonder how much of the local taxes come from commercial properties. Paramus benefits from the malls and shopping centers on Rt 4/17 - FL gets some of 208 and Hyatt Place... Seems to me that in absence of reform - there needs to be more commercial income if you want to maintain taxes where they are and increase overall income...

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Deleted because of harassment

4:15 pm on Saturday, July 14, 2012

By that kind of logic, the people that own residential real estate in Manhatten must pay almost no taxes at all.

It's one thing to claim to be in revolt, and another to have no factual basis for the revolt. You don't like the taxes here? You already know all the answers to that - but making demands to be included in the process becomes a lot less valid when you make comments that have no true knowledge behind them. Paramus had a vast amount of real estate that was undeveloped as of the 1960's. Fair Lawn has not had that since about 1946, when the Industrial Park was developed. Fair Lawn Commons ate up the last large tract when the McBrides sold their last parcel of farmland (the industrial park being almost entire farm as late as it's development) to build the Commons. The transformation of dedicated parkland in Daly Field and Archery Plaza is the last ditch effort to cash in on something that is almost non-existent in Bergen - a large tract of open land. Paramus still has several large parcels of land, but none of it contiguous to a highway and most of it dubiously of any use because it is wetlands.

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BellairBerdan

5:54 pm on Saturday, July 14, 2012

The planners of our communities chose ways to keep taxes low for their residents. Paramus chose retail. Towns like Fair Lawn and Saddle Brook chose industrial. Business was supposed to bear the load for benefit of the resident. It wasn't until recently that we started this race to the bottom to lower taxes for Business and have the People bear the cost.

And yes, NYC does have very low residential property taxes. A friend who owns a multimillion dollar brownstone in Park Slope pays half the property taxes that I pay in Fair Lawn.

Deleted because of harassment

4:17 pm on Saturday, July 14, 2012

They may have a lower rate base, but they are going to eventually catch up with Fair Lawn's problems as their housing stock ages in a few decades. Our housing was built mostly pre WWII - theirs, mostly postwar. And housing can never be valued as retail along two main corridor highways can be, but the value of retail is directly a function of the value of housing. Without people to shop, retail loses value, too. Just ask anyone owning a home in Paterson, which was bouyed by retail and manufacturing for most of a century.

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*

4:19 pm on Saturday, July 14, 2012

Zak pay no mind to Fineberg.
He loves to throw the barbs yet bails when challenged.
Hey Al why don't you take up building birdhouses?

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